You should not file for bankruptcy if:
You have not done extensive research on your monthly budget. If you do not know exactly how much money you take in monthly [after taxes] and where the money goes you should hold off on filing for bankruptcies. I realize that living paycheck to paycheck is tough and it is tough to keep your head above water financially in this economy, but the majority of bankruptcies could be avoided if individuals practiced more discipline and restraint financially. Cut back on spending on every non necessity for a few months. Start packing your lunch at work, staying in on the weekends, buying off brand food at the grocery store... You'll save hundreds of dollars monthly and hardly notice any differences.
Christian Bankruptcy Attorney, Bankruptcy Process, Delaware Bankruptcy Court,
You have valuable assets that you do not have to have. If you have any assets you can sell for 5,000+ dollars that you can do with out, you can likely avoid bankruptcy. Whether it is a 2010 version of a car, a signed Babe Ruth baseball card, or your engagement ring, sell it away for cash and never look back. I know it is tough to do away with items that mean so much to you, but you have to be practical and logical in a tough financial situation. Would you rather have a nice car and commit financial suicide or trade it in for an older model and avoid this headache altogether?
Bankruptcies are tougher than you think and they do not come free of charge either. You'll have to pay 300 dollars to file for bankruptcy, hundred or thousands for a bankruptcy attorney, and spend hundreds of hours of your time from start to finish. Avoid bankruptcy at all costs.
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