Non-Dischargeable Debts in Bankruptcy

Non-dischargeable Debts in Bankruptcy

If you are suffering under the burden of heavy debt, life can be very stressful and worrisome. Your bills may be getting larger and larger and creditors may be calling you at all hours of the day and night, harassing you for payment. Many Americans, including people you may know, are going through similar difficulties. Luckily, there is help for individuals like you who need debt relief and regain control of their finances.

To help you navigate the complexities of the Chapter 7 and Chapter 13 bankruptcy processes, it is recommended that you contact a skilled attorney who has experience working in your local area. Knowledgeable attorneys can offer free advice concerning your specific case and can help you work through your financial troubles.

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Which Debts Can Be Discharged through a Chapter 7 Bankruptcy Filing?

When individuals file for Chapter 7 bankruptcy, they may be able to have many of their outstanding debts discharged, meaning that they do not need to be re-paid by the debtor. However, not all debts are eligible to be discharged. However, by having some debts forgiven, it makes it easier for an individual to repay those debts that cannot be dismissed.

Some debts that cannot be discharged under a Chapter 7 bankruptcy filing include the following:

Unpaid taxes Fines Punitive damages Student loans Unpaid child support Unpaid alimony

You can set up payment plans to make it easier to pay back these debts, fortunately. To learn more about dischargeable and non-dischargeable debts, speak with a local attorney today. Local lawyers are familiar with the laws and precedents of your specific state.

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